LEGAL FRAMEWORK
Compliance Overview
SME Books and Compliances (Pty) Ltd operates in accordance with all applicable South African legislation governing bookkeeping, administrative support, and statutory compliance services. Our operations follow the requirements of the Companies Act, POPIA, PAIA, the Consumer Protection Act (CPA), and the Electronic Communications and Transactions Act (ECTA).
We ensure that all client information is processed lawfully, stored securely, and used only for legitimate business purposes. Our compliance framework is designed to give SMEs peace of mind through transparent processes, accurate record‑keeping, and responsible data management.
Terms of Service
1. Use of This Website
By accessing this website, you agree to use it only for lawful purposes and in a manner that does not infringe the rights of SME Books and Compliances (Pty) Ltd or any third party.
2. Service Descriptions
We provide monthly bookkeeping retainers, compliance management, and administrative systems support for SMEs. All services are delivered according to agreed‑upon terms, service scopes, and timelines.
3. Intellectual Property
All content, branding, text, and materials on this website are the property of SME Books and Compliances (Pty) Ltd. No content may be copied, reproduced, or distributed without written permission.
4. Limitation of Liability
Information on this website is provided “as is.” While we strive for accuracy, SME Books and Compliances (Pty) Ltd is not liable for any loss or damages arising from reliance on website content or temporary service interruptions.
5. Amendments
We may update these Terms of Service from time to time. Continued use of the website constitutes acceptance of any changes.
Your Data Protection
Privacy Policy
1. Purpose of This Policy
This Privacy Policy explains how SME Books and Compliances (Pty) Ltd collects, uses, stores, and protects personal information in accordance with the Protection of Personal Information Act (POPIA).
2. Information We Collect
We may collect:
- Contact details submitted through forms
- Business information required for bookkeeping and compliance
- Documents necessary for statutory submissions
- Communication records for service delivery
3. How We Use Personal Information
Personal information is used for:
- Responding to enquiries
- Preparing quotes and service agreements
- Delivering monthly bookkeeping and compliance services
- Maintaining accurate statutory records
- Communicating deadlines, notices, and updates
4. Your POPIA Rights
You may:
- Request access to your personal information
- Ask for corrections or updates
- Withdraw consent for optional communication
- Request deletion where legally permissible
5. Information Officer
Name: Gunter Raffel
Email: gunter.raffel@outlook.com
6. Data Security
We use secure digital storage, controlled access, and confidentiality protocols to protect all client information.
Regulatory Disclosures
Company Information (ECTA & Companies Act)
Registered Name: SME Books and Compliances (Pty) Ltd
Registration Number: 2026/516643/07
Registered Address: 12 Sixth Avenue, Edenvale, 1609, South Africa
Director: Gunter Raffel
Email: gunter.raffel@outlook.com
Phone: +27 68 037 1520
PAIA Compliance
Our PAIA Manual is available upon request and outlines:
- Categories of records held
- Procedures for requesting access
- Applicable fees
- Information Officer contact details
A downloadable PDF version will be added soon.
Consumer Protection Act (CPA)
We commit to:
- Transparent pricing
- Clear service descriptions
- Honest communication
- Fair treatment of all clients
Cookie Notice
This website may use cookies for functionality and analytics. You may disable cookies in your browser settings.
Copyright
© 2026 SME Books and Compliances (Pty) Ltd. All rights reserved.